No Credit Card, No Problem! [Archive] - Eyes Out Entertainment Forums

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Tenshin
08-29-2005, 04:24 PM
A lot of people seem to think you need a credit card to use paypal. If you make your account you have the option of routing your bank account to paypal. I find this a lot safer, as in my case, I have opened a special account for online transactions and will only have enough money to make my chosen payments. So for those who cry themselves to sleep at night because they don't have a credit card to preorder, the answer is right there!

selmo
08-29-2005, 04:29 PM
then there are those without banks to! heh gonna get a cc from my rents though but this is very useful information for anyone with an account but no CC go tenchijin!!!

Tenshin
08-29-2005, 04:39 PM
How do you not have a bank account? Just walk over to a bank and get one.

ToshiMaru
08-29-2005, 04:52 PM
im not very familiar with opening an account. is it free, or what???

Jin
08-29-2005, 05:10 PM
im not very familiar with opening an account. is it free, or what???

basically all you have to do is do what Tenchijin said, goto a bank (make sure it's FDIC insured heh), and tell one of the people working there that you want to open a free checking account and they'll handle the rest basically, heh.

ShininShado
08-30-2005, 12:33 PM
Some accounts cost ToshiMaru, some are free. Just tell them you want a student checking account, should be free.

ToshiMaru
08-30-2005, 04:31 PM
okay, then whats in it for them? i've heard that it involves "Interests" but anything else?

ShininShado
08-30-2005, 07:04 PM
A student savings/checking account sets the foundation for you as a customer at their bank. In the future, they hope you'll be borrowing for college/housing/etc, and hence the free account deal. As well, it is good for their public relations to "help" students learn the concept of saving.

Tenshin
08-30-2005, 09:39 PM
saving... *shudders*

But you will need a parent with you when you go I believe, so grab yourself an old person and hit the bank.

Sykoi
08-31-2005, 04:06 AM
Don't necessarily need a parent, just a cosigner over the age of 18.
And also, shin: Its free to open a checking account here, if you deposit $100 ;)

Jin
09-03-2005, 02:11 PM
^ yea some banks also require a minimum amount in the free checking account, so be ready to deposit something that day, heh.

Tenshin
09-04-2005, 08:55 AM
most student accounts don't need more than $20 to open one. But when you activate a paypal bank account link, make sure you don't try to guess the deposit amount, i think you get 2 tries, and then they disallow you to use the account. Just my luck... now I gotta fax some crap to them.

Jin
09-04-2005, 11:10 PM
you tried to guess? lol, that's not very wise, were you in a rush or something?

Tenshin
09-05-2005, 10:32 AM
I was too lazy to drive to the bank >.>